A bill-paying method you set up with the merchant or service provider. You provide the merchant or service provider (for example, your cell phone provider or utility company) with your checking account information and they take the funds from your account each time the bill is due (for example, every month).
FAQ & Financial Terms Glossary
Search Result
Ecommerce
Auto
POS Tech
Equipment Financing
Social Media Marketing
Retail
Lease & Subscription Merchant FAQs
It is possible to transfer or assign the subscription to a new owner, depending on the circumstances. Please e-mail your request for Transfer and Assumption paperwork to support@swoopfinancing.com. You will typically receive a response within 24-48 hours (excluding weekends). Please be aware that the new owner will be assessed a $150 assumption fee that will be charged once the transfer takes place.
To obtain a Letter of Satisfaction, please send a request to support@swoopfinancing.com and reference your Application Number. You will typically receive a response within 24-48 hours (excluding weekends).
If the merchant is not enrolled in Swoop’s Equipment Replacement Warranty, the merchant will have to reach out to the Partner directly. If the merchant is enrolled in replacement warranty, the merchant should contact Swoop directly via email at support@swoopfinancing.com or via phone at (877) 707-9667.
Please contact Swoop Business Solutions at (877) 807-9667 or email: support@swoopfinancing.com
Please call into Swoop Finance directly or email: support@swoopfinancing.com
To obtain a copy of your subscription agreement, please send a request to support@swoopfinancing.com and reference your Subscription Number. You will typically receive a response within 24-48 hours (excluding weekends).
For a complete disclosure of your terms and conditions, please refer to the subscription agreement signed. If you have questions, please email:support@swoopfinancing.com along with your subscription number.
Payments are made via ACH debit and the descriptor will read as “technology payment” or “tech payment”
Subscriptions are non-cancelable agreements. At any time during the term of your subscription (before maturity of the initial term), you may contact Swoop Finance for a quote to buyout the remainder of your term at support@swoopfinancing.com and reference your Application Number. You will typically receive a response within 24-48 hours (excluding weekends).
ISO Lease & Subscription Recourse FAQs
Swoop Finance will speak directly with the merchant and partner to determine if there has been any type of fraud or misrepresentation. If during the investigation Swoop Finance determines there has been misrepresentation or fraud, the account will chargeback and the partner will be required to return the monies funded to them.
If a merchant fails to make their first 3 payments the partner will be required to return the monies funded to them. These funds will be direct debited from the account that is on file. If the partner has active contracts pending funding, the funding will be held from the future funding.
You have eight (8) days.
If a merchant fails to make their first three (3) payments.
Lease & Subscription Merchant Billing FAQs
The partner is not displayed in the ACH transaction.
If a customer has a dispute, the merchant will call or email direct to Swoop Finance. If Swoop is not able to find a solution, Swoop will reach out to the the partner for assistance.
Yes, a welcome letter is sent to the merchant with detail on when the payment is due, 14th of the following month.
Our billing scheduled is on the 14th of each month, if the 14th falls on a holiday or nonbusiness day, the billing to the merchant will be charged the next following business day.
Currently the ACH descriptor is designed to not appear specific to Swoop Finance and is not customizable. The ACH descriptor will read as technology payment or tech payment.
Financial Terms Glossary
A
B
C
D
E
F
G
I
L
M
N
O
P
R
S
T
U
V
W
A
A
Automatic or direct debit
ATM balance inquiry fee
A fee you may be charged if you check your prepaid card balance at an ATM or if you call customer service to ask about your balance.
ATM
Stands for “automated teller machine,” a machine that lets bank customers perform basic transactions, such as deposits and withdrawals.
Asset
An item with economic value, such as stock or real estate.
APR (Annual Percentage Rate)
The cost of borrowing money on a yearly basis, expressed as a percentage rate.
Annual return
The profit or loss on an investment over a one-year period.
Advertisement
Posters, signs, television commercials, radio spots, and other media that businesses use to promote products or services.
B
B
Buying power
Also called purchasing power, it is the amount of goods and services that can be purchased by a given unit of currency, considering the effect of inflation.
Buying plan
A plan people use to identify and consider factors like cost, features, and choices as they prepare to make a purchase.
Buy
To get something by paying money for it.
Business income
The money a business receives for selling its goods and services is its income.
Business
The activity of making, buying, or selling goods or providing services in exchange for money.
Budget
A plan that outlines what money you expect to earn or receive (your income) and how you will save it or spend it (your expenses) for a given period; also called a spending plan.
Borrower
A person or organization that borrows something, especially money from a bank or other financial institution.
Borrow
To receive something on loan with the understanding that you will return it.
Bond
A type of debt. When you buy a bond, you’re lending to the issuer, which may be a government, municipality, or corporation. The issuer promises to pay you a specified rate of interest during the life of the bond and to repay the principal — also known as the bond’s face value or par value — when the bond “matures,” or comes due after a set period.
Bimonthly (semi-monthly)
Twice a month.
Bill-payment service
A service you set up with a bank, credit union, prepaid card account, or a business you owe money to that lets you pay bills online or through a mobile app.
Benefit
Something that an employer, the government, or an insurance company provides that’s often used only for a particular purpose, such as food or medical costs. Also: An advantage; something that is good.
Beneficiary
Someone or something named to receive proceeds or benefits. In the insurance context, it’s the person, charity, trust, or estate designated by the policyholder to receive the policy’s benefits or payments.
Bank
A financial institution and business that accepts deposits, makes loans, and handles other financial transactions.
C
C
Creditworthy
Financially sound enough to justify the extension of credit.
Credit utilization ratio
The amount of credit a person has compared with the amount they’ve used.
Credit union
A cooperative financial institution that is chartered by the National Credit Union Administration (a federal independent agency) or a state government and is owned by its individual members.
Credit score (FICO Score)
A number created from a scoring model that uses information from your credit history.
Credit Report
A summary of your credit activity and current credit situation such as loan paying history and the status of your credit accounts. Lenders use these reports to help them decide if they will loan you money and what interest rates, they will offer you. Other businesses might use your credit reports to determine whether to offer you insurance, rent a house or apartment to you; or provide you with cable TV, Internet, utility, or cell phone service. If you agree to let an employer look at your credit report, it may also be used to make employment decisions about you.
Credit limit
A limit set by the credit card company on how much you can charge on the card it issued to you. You can use your credit card to make purchases up to your credit limit.
Credit card statement
A summary of how you’ve used your credit card for a billing period.
Credit card
An open-ended loan that allows you to borrow money up to a certain limit and carry over an unpaid balance from month to month. There is no fixed time to repay the loan if you make the minimum payment due each month. You pay interest on any outstanding credit card loan balance.
Credit
Borrowing money, or having the right to borrow money, to buy something. Usually, it means you’re using a credit card, but it might also mean that you got a loan.
Cost-effective
To have good value for money you paid.
Cost
The amount of money that is needed to pay for or buy something.
Cosigner
An individual who signs a loan, credit account, or promissory note of another person as support for the credit of the primary signer and who becomes responsible for the debt obligation.
Consumer Price Index (CPI)
A measure of the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services. Indexes are available for the U.S. and various geographic areas.
Consumer
A person who buys or receives goods or services for personal needs or use and not for resale.
Compound interest
When you earn interest on both the money you save and the interest you earn.
Commission
The amount of money someone earns for selling something.
Collateral
An asset that secures a loan or other debt that a lender can take if you don’t repay the money you borrow. For example, if you get a home loan, the bank’s collateral is typically your house.
Coinsurance
Coinsurance in insurance is the splitting or spreading of risk among multiple parties. In the U.S. insurance market, coinsurance is the joint assumption of risk between the insurer and the insured. In health insurance, coinsurance is sometimes used synonymously with copayment, but copayment is really fixed while coinsurance is a percentage that the insurer pays after the insurance policy’s deductible is exceeded up to the policy’s stop loss.
Closed-loop prepaid card
This type of card can only be used at certain locations. For example, a closed-loop card might be good only at a specific store or group of stores or on your public transportation system.
Claim
The insured’s request for payment due to loss incurred and covered under the policy agreement.
Checking account
An account at a bank (sometimes called a share draft account at a credit union) that allows you to make deposits, pay bills, and make withdrawals.
Certificate of deposit (CD)
A savings tool from a bank or credit union that has a fixed maturity date and a fixed interest rate.
Cash
Paper or coin money.
Card replacement fee
A fee your prepaid card provider may charge to replace your card if it is lost, stolen, or damaged.
Capital loss
The loss that comes from selling an investment for less than you paid for it.
Capital gain
The profit that comes from selling an investment for more than you paid for it.
D
D
Down payment
Initial cash payment is made when something is bought on credit, such as a home or vehicle. The down payment reduces the amount of money that is borrowed.
Dividend
A portion of a company’s profit is paid to shareholders.
Direct deposit
Money electronically sent to your bank account, credit union account, or prepaid card.
Depository institution
A financial institution like a bank or credit union that is authorized to accept checking and saving deposits.
Demand
A measure of how popular or necessary an item is and how many consumers want to buy it.
Deductible
The amount of expenses the insured must pay before the insurance company will contribute toward the covered item. For example, the amount you pay for covered health care services before your insurance plan starts to pay is your deductible.
Debt consolidation
Consolidation means that your various debts, whether they are credit card bills or loan payments, are rolled into a new loan with one monthly payment. If you have multiple credit card accounts or loans, consolidation may be a way to simplify or lower payments. But a debt consolidation loan does not erase your debt. You might also end up paying more by consolidating debt into another type of loan.
Debt
Money you owe another person or a business.
Debit card
A card used to make purchases at businesses (like grocery stores and gas stations) with money in your checking account.
Data breach
The unauthorized movement or disclosure of sensitive information to a party, usually outside the organization, that is not authorized to have or see the information. Someone who gets the data might use it for identity theft.
E
E
Exchange rate
A number that is used to compare the value of money in two different countries. For example, you would use an exchange rate to figure out how many pesos or euros you could get for one U.S. dollar.
Estate tax
A tax on the value of property you own at your death. It considers everything you own or have certain interests in at the date of death. There is a federal estate tax, and some states have their own estate taxes.
Entrepreneur
Someone who organizes, manages, and assumes the risks of a business or enterprise.
Emergency fund
A cash reserve that’s specifically set aside for unplanned expenses or financial emergencies. Some common examples include car repairs, home repairs, medical bills, or a loss of income.
Elder financial exploitation
The illegal or improper use of an older adult’s funds, property, or assets by family members, caregivers, friends, or strangers who gain their trust.
Earned income
Money made from working for someone who pays you or from running a business or farm. This includes all the income, wages, and tips you get from working.
Earn
To receive money in exchange for goods or services.
F
F
Fraud
An illegal act that occurs when people try to trick you out of your personal information and your money.
Foreign transaction fee
A fee your card provider charges when you use your prepaid card in a foreign country or to pay in a foreign currency. This fee is usually a percentage of your purchase, withdrawal, or other transaction, rather than a flat fee. This fee is also called a currency conversion fee. Not all cards can be used outside the United States, so check your cardholder agreement before you travel.
Fixed expenses
Expenses, like bills, that must be paid each month and generally cost the same amount. Some fixed expenses, like a utility bill, may also be variable because the amount changes each month depending on usage.
Financial well-being
The ability to meet all financial needs, today and over time; feel secure in the financial future; absorb financial shock; and have the financial freedom to make choices to enjoy life.
Financial Urgencies (Clawbacks)
Expenses that come up unexpectedly are very important and need attention right away.
Financial capability
The ability to manage financial resources effectively, understand and apply financial knowledge, demonstrate healthy money habits, and successfully complete financial tasks as planned.
Federal minimum wage
The lowest national wage as established by law in the Fair Labor Standards Act (FLSA).
Federal Insurance Contributions Act (FICA)
A law that requires taxes to be deducted from your pay to contribute to Social Security and Medicare; your employer contributes the same amount on your behalf.
Federal income tax
The federal government collects taxes based on the earnings of individuals and businesses, called an income tax. The federal income tax pays for national programs such as defense, foreign affairs, law enforcement, and interest on the national debt.
G
G
Gross income
Total pay before taxes and other deductions are taken out.
Grace period
The number of days you must pay your bill in full before finance charges start. Without this period, you may have to pay interest from the date you use your card or when the purchase is posted to your account.
Government benefits card
A prepaid card used by a government agency to pay certain government benefits, such as unemployment insurance.
Goods
Objects people want that they can touch or hold, such as toys, clothes, and food.
Generational wealth
Wealth that is transferred from parents or relatives to children or other members of their family. This may take the form of cash, property, or anything else that has financial value, as well as investments in children’s education, like paying for college or vocational training. Also referred to as intergenerational wealth.
I
I
Irregular income
Inconsistent amounts of money you receive through work or investments; both the schedule and the amount may vary.
Investment fees
What you pay to use investment products and services.
Investment
Something you spend your money on that you expect will earn a financial return.
Invest
To commit money to earn a financial return; the strategic purchase or sale of assets to produce income or capital gains.
Interest rate
A percentage of a sum borrowed that is charged by a lender or merchant for letting you use its money. A bank or credit union may also pay you an interest rate if you deposit money in certain types of accounts.
Interest capitalization
Interest capitalization occurs when unpaid interest is added to the principal amount of your student loan. When the interest on your federal student loan is not paid as it accrues (during periods when you are responsible for paying the interest), your lender may capitalize the unpaid interest. This increases the outstanding principal amount due on the loan. Interest is then charged on that higher principal balance, increasing the amount of interest charged and the overall cost of the loan.
Interest (Funding Factor)
A fee charged by a lender, and paid by a borrower, for the use of money. A bank or credit union may also pay you interest if you deposit money in certain types of accounts.
Insurer
A person or company offering insurance policies in return for premiums; person or organization that insures.
Insured
The person, group, or organization whose life or property is covered by an insurance policy.
Insurance
The practice or arrangement in which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
Inflation
Inflation occurs when the prices of goods and services increase over time.
Income tax
Federal, state, and local taxes on income, both earned (salaries, wages, tips, commissions) and unearned (interest, dividends). Includes both personal and business or corporate income taxes. Not all states and localities have income taxes.
Income
Money earned or received such as wages or salaries, tips, commissions, contracted pay, government transfer payments, dividends on investments, tax refunds, gifts, and inheritances.
Inactivity fee
A fee charged if you don’t use your card for a certain period. The length of time that triggers an inactivity fee varies. Not all prepaid cards charge inactivity fees.
Impulse purchase
Buying things without having planned for them beforehand. It can cause you to spend more money than you can afford.
Imposter scam
An attempt to get you to send money by pretending to be someone you know or trust, like a sheriff; local, state, or federal government employee; a family member; or charity organization.
Identity theft
Using your personal information — such as your name, Social Security number, or credit card number — without your permission.
L
L
Loan
Money that needs to be repaid by the borrower, generally with interest.
Liquidity
A measure of the ability and ease with which you can access and use your money.
Liability
Something that is a disadvantage, money owed, or a debt or obligation according to law.
Lender
An organization or person that lends money with the expectation that it will be repaid, generally with interest.
Lend
The act of giving something to someone with the understanding that they will give it back to you.
M
M
Mutual fund
A company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The combined holdings of the mutual fund are known as its portfolio. Investors buy shares in mutual funds. Each share represents an investor’s part ownership in the fund and the income it generates.
Mortgage
Mortgage loans are used to buy a home or to borrow money against the value of a home you already own.
Moral hazard
The idea that you are less likely to be careful when you are shielded from the consequences of your actions.
Money order
A money order can be used instead of a check. You can buy a money order to pay for a business or other party.
Money market deposit account
A federally insured account at a bank or credit union that offers a higher rate of interest than a savings account, allows for a limited number of transactions monthly, and may require a minimum deposit or minimum account balance.
Mobile banking
A service that allows you to use your smartphone or tablet to manage your bank or credit union account without the aid of a teller. Generally, you can deposit checks into your account using this service, but not cash.
Minimum payment
The minimum dollar amount that must be paid each month on a loan, line of credit, or other debt.
Maturity date
The date that an investor’s investment is to be paid back in full in accordance with its agreement. A certificate of deposit (CD) contains a maturity date provision obligating the financial institution to repay an investor sum invested plus interest on a specified date.
Mail fraud scam
Letters that look real but contain fake promises. A common warning sign is a letter asking you to send money or personal information now to receive something of value later.
N
N
Net income
The amount of money you receive in your paycheck after taxes and other deductions are taken out; also called take-home pay.
O
O
Overdraft
An overdraft occurs when you don’t have enough money in your account to cover a transaction, but the bank pays the transaction anyway.
Out-of-pocket cost
The expenses and losses that are not reimbursed by insurance. This cost includes deductibles, copayments, and amounts paid for services or repairs that are excluded from coverage. It’s the amount paid before insurance coverage kicks in.
Opportunity cost
Cost of the next best use of your money or time when you choose to buy or do one thing rather than another.
Open-loop prepaid card
This type of card has a network logo on it. Examples of networks are Visa, MasterCard, American Express, and Discover. These cards can be used at any location that accepts that card type. Most prepaid cards are open-loop cards.
Online or mobile bill payment
A bill-paying method you set up with your bank or credit union. You use online banking to give your bank the merchant or service provider’s information, and your bank makes the payment according to the amount and schedule you set up. Online bill paying may or may not also be offered on a bank’s or credit union’s mobile application.
Online banking
A service that allows you to use a secure website to manage your bank or credit union account without the aid of a teller. While you can transfer money between accounts using this service, you generally cannot deposit checks or cash.
P
P
Protect
To make sure that somebody or something isn’t harmed, injured, damaged, or lost.
Property tax
Taxes on property, especially real estate, but also can be on boats, automobiles (often paid along with license fees), recreational vehicles, and business inventories.
Profit
Money that is made in a business after all the costs and expenses are paid.
Principal
In the lending context, principal is the amount of money that you originally received from the lender and agreed to pay back on the loan with interest. In the investment context, it is the amount of money you contribute with the expectation of receiving income.
Prepayment penalty
A fee lenders can charge borrowers if they pay off a loan early.
Prepayment
Payment of all or part of a debt before it comes due.
Prepaid card
A card on which you load money in advance to spend. While a prepaid card might look like a debit or credit card, there are differences. A debit card is linked to your checking account. When you use a credit card, you’re borrowing money. A prepaid card is not linked to a checking account or credit union share draft account. In most cases, you can’t spend more money than you have already loaded onto your prepaid card.
Premium
The amount of money that must be paid for an insurance policy.
Policyholder
The individual or firm that acquires and wants protection from the risk and generally in whose name an insurance policy is written. The holder is not necessarily the insured. For instance, life insurance policies might be bought by employers of key employees, or a person may buy and be the holder of a life insurance policy on their spouse. In such cases, the buyer is the policyholder.
Policy
In the insurance context, it is a written contract between the insured and the insurer.
Phishing scam
When someone tries to get you to give them personal information, such as through an email or text message, often by impersonating a business or government agency. This can be thought of as “fishing for confidential information.”
Payroll tax
Taxes taken from your paycheck, including Social Security and Medicare taxes.
Payroll card
A type of prepaid card you get from your employer that you receive your paycheck on.
Paycheck
A check for your salary or wages made out to you.
Pay period
The amount of time that an employee works before being paid — for example, a week or a month.
Paper check
A paper order to a bank or credit union to pay someone from a checking account.
R
R
Risk
Exposure to danger, harm, or loss.
Return
The profit or loss on an investment.
Repayment
Paying back money you borrowed.
Regular income
A set amount of money you receive at the same time each week or month.
Redlining
A term used for an illegal practice where people living in a certain area or neighborhood are not given the same access to loans and other credit services as people in other areas or neighborhoods on the basis of race, color, national origin, or some other prohibited reason.
Rebate
A rebate reduces the price of consumer goods. Most rebates require consumers to pay the full cost of an item at the time of purchase, then to send documentation to the manufacturer or retailer to receive a rebate by mail.
Rate of return
The profit or loss on an investment expressed as a percentage.
Raise
An increase in the amount of wages or salary.
S
S
Supply
How much of a product is available to buy at any given time.
Subscription
An agreement that you make with a company to get a publication or service regularly and that you usually pay for in advance.
Stock
A type of investment that gives people a share of ownership in a company.
State income tax
Most states and some local municipalities require their residents to pay a personal income tax. Generally, states use one of two methods to determine income tax: the graduated income tax or the flat rate income tax. Both methods first require you to figure your taxable income.
Spoofing
When a caller disguises the information shown on your caller ID to appear as though they are calling as a certain person or from a specific location.
Social Security number
The nine-digit number on a Social Security card, an important piece of identification issued by the federal government that you’ll need to get a job and collect government benefits.
Social Security
Provides benefits for retired workers and people with disabilities, as well as the unmarried children, surviving spouses, or former spouses (in certain cases) of both.
Share
A unit of ownership, often in a company’s stock or in a mutual fund.
Services
Actions that a person does for someone else, such as cutting hair, giving a medical checkup, or fixing a car.
Security
An investment product such as a stock or bond.
Secured loans
Loans in which your property (a thing you own) is used as collateral; if you cannot pay back the loan, the lender takes your collateral to get their money back. The lender can also engage in debt collection, can file negative information on your credit report, and might sue you.
Secured credit card
Credit card that typically requires a cash security deposit. The larger the security deposit, the higher the credit limit. Secured cards are often used to build credit history.
Scam
A dishonest trick used to cheat somebody out of something important, like money. Scams can happen in
Savings account
An account at a bank (sometimes called a share savings account at a credit union) used to set aside money and that pays you interest.
Sales tax
A tax on retail products based on a set percentage of the retail price.
Salary
Compensation received by an employee for services performed. A salary is a fixed sum paid for a specific period of time worked, such as weekly or monthly.
T
T
Transaction fee
A fee charged every time you use the card for a certain type of transaction. Be sure to ask about fees or read the cardholder agreement associated with your card.
Tip income
Money and goods received for services performed by food servers, baggage handlers, hairdressers, and others. Tips go beyond the stated amount of the bill and are given voluntarily.
Tip
An optional or extra payment a customer gives to an employee. Also called a gratuity.
Term
A fixed or limited period of time for which something lasts or is intended to last (for example, a five-year loan, a three-year certificate of deposit, a one-year insurance policy, a 30-year mortgage).
Taxes
Required payments of money to governments, which use the funds to provide public goods and services for the benefit of the community as a whole.
Tax-related identity theft
When someone steals your Social Security number to file a tax return claiming a fraudulent refund; may also be called tax-filing-related identity theft.
Tax refund
Money owed to taxpayers when their total tax payments are greater than the total tax. Refunds are received from the government.
Tax deduction
An amount (often a personal or business expense) that reduces income subject to tax.
Tax credit
A dollar-for-dollar reduction in a tax. It can be deducted directly from taxes owed. Tax credits can reduce the amount of tax you owe or increase your tax refund, and some credits may result in a refund even if you don’t owe any tax.
Tariff
A tax on products imported from foreign countries. This tax can increase the costs of those products, which ultimately can be passed on to consumers as higher prices.
U
U
Unsecured loan
A loan (such as most types of credit cards) that does not use property as collateral. Lenders consider these loans to be more risky than secured loans, so they may charge a higher rate of interest for them. If the loan is not paid back as agreed, the lender can also start debt collection, file negative information on your credit report, and might sue you.
Unearned income
Income people receive even if they don’t work for pay. Can include things like children’s allowances, stock dividends paid by corporations, and financial gifts.
Underbanked
A person who has an account at a bank or credit union, but also uses an alternative financial service like a payday loan, check cashing, or a pawn shop loan.
Unbanked
Unbanked households don’t have a checking or savings account at an institution that is insured by the Federal Deposit Insurance Corporation (FDIC) or the National Credit Union Administration (NCUA).
Unauthorized use
Transactions to your ATM, debit, or credit card that you didn’t make or approve (such as withdrawals, transfers, purchases, or charges) and for which you received no benefit.
U.S. savings bond
An interest-bearing savings security issued by the U.S. government for a set amount of money.
V
V
Virtual currency
A kind of electronic money. It’s a digital representation of value that is not issued by a government, such as a central bank or a public authority, but is accepted as a means of payment and can be transferred, stored, or traded electronically.
Variable expenses
Expenses that change in amount from month to month.
Value
The amount of money that something is worth.
W
W
Withholding (“pay-as-you-earn” taxes)
Money that employers withhold from employees’ paychecks. This money is deposited for the government and is credited against the employees’ tax liability when they file their returns. Employers withhold money for federal income taxes, Social Security and Medicare taxes, and state and local income taxes in some states and localities.
Wire transfer fraud
Tricking someone into wiring or transferring money to steal from them. One common example of a wire transfer fraud is the “grandparent scam.” This is when a scammer posing as a grandchild or a friend of a grandchild calls to say they are in a foreign country, or in some kind of trouble, and need money wired or sent right away.
Warranty
A manufacturer’s warranty is a promise from that company to pay for some repairs or services. A warranty is for a specific period of time, usually a few years.
Wants
Upgrades and other things that would be nice to have but aren’t necessary for living, income, or protecting what you have.
Wage
Compensation received by employees for services performed. Usually, wages are computed by multiplying an hourly pay rate by the number of hours worked.
Interested in Selling Our Products?
If you are interested in selling our products or starting a business, let’s talk. Give us a call by clicking the button below!
